The undersigned applicant, do hereby solemnly / under oath** declare:

1. That all the information contained in this First Home Finance Application form is true and correct and that all material facts have been disclosed therein.

2. That neither I nor my ‘Spouse’ (as defined in Section A of this form)

a. currently owns or has ever previously owned any residential property in full ownership, leasehold or deed of grant; has ever purchased a State-subsidised residential property of which transfer has not yet been taken;

b. has previously received financial assistance from the Government of the Republic of South Africa or Independent development Trust or the former Self Governing Territories or TBVC States or any other State financed subsidies in order to acquire a residential property; and have estates that, at the date of this application, have been sequestrated or made insolvent.

c. that the information supplied with regard to dependants, is correct.

3. That all details given in this application form with regard to me/us, income and employment status is true and correct.

4. I/We, further acknowledge:

a. that should the property which we are to acquire not have been transferred to us within three months after the date on which the Provincial Department has made the subsidy amount available to us, the Provincial Department shall, at its discretion, be entitled to withdraw the subsidy.

b. that we are aware that if any information supplied by us in this application is incorrect or fraudulent, the Provincial Department may take appropriate legal action against us and may also institute a criminal prosecution.

c. that the First Home Finance subsidy is a once-off amount that must be used to reduce the principal Loan amount to render the Loan repayment instalments affordable or to make good any shortfall between the qualifying Loan amount and the purchase price of the Unit, provided that the purchase price of a Unit may not exceed the maximum amount, which shall be announced annually by the National Department of Human Settlements (NDHS) and capped at R300 000 (three hundred thousand rand) inclusive of value added tax (VAT) for the 2012/13 and 2013/14 National Government financial year and shall not be used to increase the principal loan amount or to finance the costs attached to the transfer or the property or the registration of the mortgage bond.

d. that I have read the First Home Finance Conditions of Subsidy and fully understand the conditions as set our therein.

The undersigned applicant, do hereby solemnly / under oath** declare:

1. That all the information contained in this First Home Finance Application form is true and correct and that all material facts have been disclosed therein.

2. That neither I nor my ‘Spouse’ (as defined in Section A of this form)

a. currently owns or has ever previously owned any residential property in full ownership, leasehold or deed of grant; has ever purchased a State-subsidised residential property of which transfer has not yet been taken;

b. has previously received financial assistance from the Government of the Republic of South Africa or Independent development Trust or the former Self Governing Territories or TBVC States or any other State financed subsidies in order to acquire a residential property; and have estates that, at the date of this application, have been sequestrated or made insolvent.

c. that the information supplied with regard to dependants, is correct.

3. That all details given in this application form with regard to me/us, income and employment status is true and correct.

4. I/We, further acknowledge:

a. that should the property which we are to acquire not have been transferred to us within three months after the date on which the Provincial Department has made the subsidy amount available to us, the Provincial Department shall, at its discretion, be entitled to withdraw the subsidy.

b. that we are aware that if any information supplied by us in this application is incorrect or fraudulent, the Provincial Department may take appropriate legal action against us and may also institute a criminal prosecution.

c. that the First Home Finance subsidy is a once-off amount that must be used to reduce the principal Loan amount to render the Loan repayment instalments affordable or to make good any shortfall between the qualifying Loan amount and the purchase price of the Unit, provided that the purchase price of a Unit may not exceed the maximum amount, which shall be announced annually by the National Department of Human Settlements (NDHS) and capped at R300 000 (three hundred thousand rand) inclusive of value added tax (VAT) for the 2012/13 and 2013/14 National Government financial year and shall not be used to increase the principal loan amount or to finance the costs attached to the transfer or the property or the registration of the mortgage bond.

d. that I have read the First Home Finance Conditions of Subsidy and fully understand the conditions as set our therein.